Auburn, NY -- (SBWIRE) -- 02/23/2012 -- Prosper is announcing their very low interest rate for unsecured loans from 6.59% APR. These low interest cheap unsecured loans will largely benefit people who are struggling to pay off their loan interest. People who are looking to apply for low interest loans to finance personal items will also find the low 6.59% APR incredibly advantageous financially.
The loan business is uncharted territory for many people. Keeping that in mind, the management team at Prosper has made applying for a cheap unsecured loan incredibly simple. Unsecured personal loans, unlike secured loans, do not require any collateral such as a house or a car which have a risk of being repossessed due to non-payment or inability to pay. Instead, Prosper?s unsecured loans are financed through dedicated investors, and their interest rate of 6.59% is low enough to be paid by even the most financially-strapped borrowers.
Prosper?s low interest unsecured personal loans can be used for a number of different life-changing events. Planning on proposing to your partner or getting married? Your loan can finance an engagement ring or pay for the wedding of your dreams. Have an urge to get on the road? Your personal loan can be used to make a down payment on an RV or finance a much-needed holiday with your family. Buying a new car? Prosper?s 6.59% unsecured personal loan can help you make that first car payment. If your roof is caving in or you just want to remodel your kitchen, you can even get an unsecured home improvement loan.
Prosper is a revolutionary way for people to invest in their community so that everyone can experience financial abundance. Prosper uses peer-to-peer lending, believing that people genuinely want to help others achieve their dreams. Those who have the money to invest do so. Through their ingenious approach to lending, Prosper?s borrowers can gain access to personal loan interest rates as low as 6.59%. Potential borrowers may request loan amounts anywhere from $2,000 to $25,000, and lenders can invest as little as $25 of their own money into the system and make it available for use.
How exactly does Prosper work? After the borrower is approved following an extensive qualification process, the borrower composes a listing describing the nature of the loan they want and what they will be using it for. Interested investors can then invest in the loan and reap the benefits of the borrower?s timely payments. With each fixed monthly payment that a borrower makes on their loan, the investor receives a certain portion of those payments. An investor?s seasoned returns with Prosper earn an average of 10.46%, and the investment process winds up being a profitable cycle for everyone involved.
About Prosper
Prosper has been featured all over the media, including CBS News, BusinessWeek, USA Today, and The Wall Street Journal. Their sole mission is to pay it forward to people who need a bit of financial assistance to accomplish their goals.
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